Item: Credit Sesame
Rating: 8.3
Author: Jonathan Kerns

Credit Sesame Review 2020

Assets minus liabilities equals wealth. This was the very principle that Credit Sesame was founded on. You may have probably noticed that most financial advisors focus on one part of this equation -- your assets -- and totally abandons your liabilities. This service focuses on the latter, giving it equal importance and making it another springboard to your journey on achieving financial independence and stability. Their mission is simple and straight-forward: to be the best financial advisor within your reach thru credit reporting and monitoring, identity theft protection, and savings recommendation.

If you want to see if this service is the one that you have been looking for, then read more below.

Pricing and Features

You will be happy to learn that Credit Sesame is free to use, thanks to their philosophy that access to personal credit and debt information is a consumer’s right, a belief which they are determined to stand by all the way. They don’t collect your credit card information, so you are 100% assured that there are no hidden charges or fees in using their service. Plus, more than the credit scores, they provide the best offers for home loans, auto loans, credit cards, and others based on your profile, so you can help you save money in the long run.

Aside from these must-have features, Credit Sesame offers a service that is quite a novelty in the credit reporting world. They have a peer-to-peer comparison where you can compare your credit and financial profile with their national database to see where you really stand. With this information in mind, you can decide if you would need a complete overhaul on your financial decisions, or tweak a small gear here and there to grasp the full potential of your credit.

Customer Support

As previously mentioned, you won’t be able to find a hotline that you can call to reach Credit Sesame’s team. Instead, you can email them your concerns and queries. They also have a decently organized FAQ page which can also be a means to find a remedy the particular issue. Lastly, you can follow them on Facebook, Twitter, Google+, and LinkedIn for a more instant approach.

Personalized Financial Recommendations

Whether your credit rating is a bit low and you would like to have a boost or it is already stable and you want to maximize it to the highest possible score that you can attain, Credit Sesame has got your back. They provide advice and suggestions based on your credit profile, financial goals and market monitoring, not from third party organizations who pay for a spot of advertisement. Their unique and patent-pending analytics engine will assess your specific situation, and enumerate the certain actions that you can take to achieve your goals closer into the future. Plus, given that they have your credit information, they can generate the best offers for loans, credit cards, and other financial products. Change is good, so head on over to Credit Sesame and see what changes you can make to have a brighter financial tomorrow.

What's the Verdict on Credit Sesame?

There Are Better Options